I have a student loan that I still need to pay back. My youngest daughter has a large student loan and still has another year to go before she qualifies. My eldest daughter is too afraid to visit New Zealand because she has a student loan she is supposed to pay off. This while their father, whose parents paid for his studies of four years in South Africa, has gotten away in New Zealand to make his children’s studies their problem. The government encourages this sort of conduct from parents because they use student loans, not as liabilities, but as assets to borrow money against. My children’s paternal grandmother keeps on urging her son to take care of his children’s future, as she did for him, but he tells her that in New Zealand kids can get study loans without the help of their parents, so why using all the money he ran away with if the government is happy to give them money. What Nanna does not know is that I had to sign as sponsor for their loans, so it has become my problem now. Even as their bank accounts are linked to mine, at some stage, I was refused to open another bank account because my daughter’s account was overdrawn with something like $150. My daughters had to apply for student loans including course fees and I covered their living costs, while their father is constantly on holiday, affords diamond rings and breast implants. My youngest daughter went to a private school for her last year which cost me about $6,500 for the year, while her father did not contribute a cent, but came with his lady, as if the children do not have a mother, to attend the parent meetings, something he did not bother to do when the kids were young. All this contributes to our youth not being able to afford decent accommodation, but having to live in yukky flatmate situations.