I came from Namibia with everything I had: proceeds from the time of my first home through government subsidies and pension payout to a residential property development which was 100% financed by one of my brothers. Divided by three (based on the exchange rate at the time), I bought a family home at an auction which became the equity for building a rental property portfolio of five more residences. The family home was later fully gifted into a family trust for the protection of the family, however, during my divorce I was forced to stand down as trustee and my children, the beneficiaries of the trust, lost their future care when the house was transferred into a limited liability company with their father as the sole director and 100% shareholder. (Do not trust Family Trusts – a topic for another blog.) Nevertheless, I eventually obtained one rental property, mortgage free; however, without any cashflow, later sold it to create a new life and a j.o.b. for myself and to care for my children. During this time, I also bought another property, by negotiation, as competing at an auction against what seemed to be foreign buyers only, was impossible. I was later lured into selling this property based on an appraisal by a real estate agent, but ended up getting drastically less than what they promised, because when I bought it, the previous real estate agent withheld information. Seen in the light of the deceitful unitary plan, dodgy real estate deals, cost-cutting building industry, ever-increasing council rates and its corporate leadership cadre, I am not in any way sad that I have no land in my name at the moment. Apart from losing the family home of my children, I have converted my own real estate property into intellectual property where it cannot be taken from me, unless I die before I am able to fully manifest our four pillared enterprise, bringing intellectual property value into harmony with real estate property value.